I saw on the news that in 2007 there were more than 481,000 home foreclosures! Wow, that is just, wow. I've read estimates that roughly 1.1 million foreclosures will occur in the near future as a result from jumps in monthly payments on adjustable rate home mortgage loans made in 2004-2006. It's an icy slope.

Speaking of ice...



It was strong enough to hold this big rock.



The ducks were so funny. A giant gathering was taking turns swimming in the opening in the ice. It looked like they were doing mini pace lines.